PRIVACY POLICY

Future Group & its group company Future Consumer Ltd respects your privacy. Consistent with our commitment to providing you satisfying and helpful information about us, we have found that collecting Personal Information (defined below) through www.futuregroup.in / www.futureconsumer.in / www.koshoats.com (the "Site") and our stores, including but not limited to stores, Big Bazaar Stores, Food Bazaar stores, aLL stores, Fashion Station Stores and Factory Outlets (referred to in this Privacy Policy as the "Stores"), helps us better understand the products and services most helpful to you.

Our Privacy Policy describes the types of information we gather online and in our Stores and how we use this information. Please read this information carefully.

By accessing the Site and shopping in our Stores, you agree to be bound by the Privacy Policy. This Privacy Policy may be updated from time to time. Accordingly, you should check the date of this Policy (which appears at the top of this page) and review any changes since the last version. If at any time you do not agree to the terms of this Privacy Policy, please do not use this Site and refrain from purchasing from us.

USE OF INFORMATION COLLECTED BY US

Future Group & its group company Future Consumer Ltd may collect two types of information about users: "Personal Information" (such as name, email address, mailing address, phone number, credit card number and the items you purchase) and "Aggregate Information" (such as information about how many users log on to our Site on a daily basis or frequency of customer visits to Future Group & its group company Future Consumer Ltd Stores).

We use customer information in an effort to improve your shopping experience and to communicate with you about our products, services, promotions and contests. We may also use this information to make offers to you, to help us target specific products and services to you, and to help us develop and improve our Site and Stores and tailor our Site and Stores to your interests.

Personal Information Collected Online by www.futuregroup.in and at Our Stores. Personal Information is collected online by us or our service providers (such as MindViz Tracker) on our behalf when users voluntarily register with www.futuregroup.in / www.futureconsumer.in / www.koshoats.com We may receive personal usage and demographic information from our Stores and from third parties we work with including, for example, www.futurebazaar.com.

In our Stores, Personal Information is collected from you in a number of ways, including the following:

  1. When you purchase products from our Stores, we may collect your name, address, email address, telephone number(s) and credit card information (with the expiration date). In addition, we collect transaction information related to your purchase (such as what you bought, the price you paid, the payment method you used and if the product was on sale).
  2. When you apply for a credit card account through our Stores, we may also collect income, employment information and credit information, such as credit cards owned by you, in addition to identifying information, such as your name, address, telephone number(s), email address (es), income and employment status.
  3. When you fill out a tailoring order or instruct us to mail product to another location, we may collect your name, address, email address, telephone number and credit card information.
  4. When you fill out any in-store promotional surveys, we may gather certain Personal Information, such as your opinions on specific products and/or services, in addition to identifying information, such as your name, address, telephone number(s), email address (es), income and employment status.

Aggregate Information Collected Online by www.futuregroup.in / www.futureconsumer.in / www.koshoats.com and at Our Stores

Aggregate Information is non-personally identifiable/anonymous information about you, such as age, gender, types of products purchased, frequency of Store visits, Site pages you access most frequently or search terms you enter. Aggregate Information is used in a collective manner, and no single person can be identified by that compiled information.

For example, the number of people who shopped at www.futuregroup.in / www.futureconsumer.in / www.koshoats.com during a specific time period or the number of people who shopped at our Stores who are 25 years of age is Aggregate Information that does not personally identify a specific user. Bothwww.futuregroup.in / www.futureconsumer.in / www.koshoats.com and our Stores collect Aggregate Information.

SHARING INFORMATION WITH THIRD PARTIES

www.futuregroup.in does not share, sell or trade with third parties your Personal Information gathered online, such as email addresses, Personal Information collected as part of an online survey or other specific details about you, except with your consent or as described in this Privacy Policy. www.futuregroup.in / www.futureconsumer.in / www.koshoats.com does not contribute to or participate in cooperative databases, which give other companies access to such Personal Information.

The Personal Information and Aggregate Information collected at our Stores may be shared with www.futuregroup.in / www.futureconsumer.in / www.koshoats.com as well as reputable third-party organizations to contact consumers for marketing and promotional purposes. Third party contacts to our customers may be initiated only by postal mail. Except as described in this Privacy Policy, our Stores will not share your telephone number or e-mail address. In addition, in the event that you apply for a credit card account, our Stores may share the Personal Information we have collected with credit card companies and credit agencies.

www.futuregroup.in and our Stores may divulge Personal Information if such action is required for Future Group & its group company Future Consumer Ltd or any of our service providers or consultants to comply with any valid legal process, such as a subpoena, search warrant, statute or court order, or any valid administrative request from a law enforcement agency. In addition, we may divulge Personal Information if we or any of our service providers or consultants believes that such disclosure is necessary to address any unlawful acts or acts that may endanger the health or safety of another customer or of the general public.

SERVICE PROVIDERS

We may share Personal Information and Aggregate Information with our service providers, consultants and affiliates for our internal business purposes.

For example, we use the services of MindViz Tracker to help us measure the effectiveness of our advertising and how visitors use our Site. MindViz Tracker privacy policy is located at http://www.mvtracker.com / www.futureconsumer.in / www.koshoats.com To utilize MindViz Tracker services,www.futuregroup.in / www.futureconsumer.in / www.koshoats.com uses web beacons (also called pixel tags or clear GIFs) and cookies, which are defined below and provided by MindViz Tracker on our Site. The type of information we collect includes products viewed and/or purchased, your location (state/zip code if you placed an order) and the Internet Protocol (IP) address of your computer. An IP address is a number that is automatically assigned to your computer whenever you surf the Web. The computers, which deliver the Web pages to you, automatically identify your computer by its IP address. When you request a page from our Site, our servers log your IP address. By supplementing our records, this information helps us learn things like what pages are most attractive to our visitors, which of our products most interest our customers, and what kinds of offers our customers like to see. Although MindViz Tracker logs the information coming from the Site on our behalf, www.futuregroup.in / www.futureconsumer.in / www.koshoats.com controls how that data may and may not be used.

LINKS TO OTHER SITES

www.futuregroup.in / www.futureconsumer.in / www.koshoats.com may contain links to sites other than our own. Those sites may have their own privacy policy, or no privacy policy at all. Neither we nor any of our service providers have any responsibility for those sites, and we provide these links solely for the convenience of our visitors. Such links may be to advertisers, content providers or other companies who may use our logo and/or style as a result of a co-branding agreement. These sites may send their own cookies to you and may collect information and use it in a way inconsistent with this Privacy Policy. We encourage you to review the privacy policies and terms of use of any third-party sites or services before providing any of them with any of your Personal Information. Neither Future Group & its group company Future Consumer Ltd nor any of our service providers control the content that appears on these sites or take any responsibility for their content, nor should it be implied that www.futuregroup.in / www.futureconsumer.in / www.koshoats.com endorses or otherwise recommends such sites or their products or services offered.

PERSONAL INFORMATION COLLECTED BY FUTURE GROUP & IT'S GROUP COMPANY FUTURE CONSUMER LTD AND CORRECTION REQUESTS

You can ask us by mail for a summary of any Personal Information that www.futuregroup.in / www.futureconsumer.in / www.koshoats.com or the Future Group & its group company Future Consumer Ltd Stores have retained about you. Please address your request to (MENTION DESIGNATION OF THE CONCERNED PERSON AND OFFICE ADDRESS). We will send such information for review only to the email address or mail address that we have on file for the visitor name that is associated in our database for such information. If at any time you wish to change, correct or update your Personal Information, please send your request to (MENTION DESIGNATION OF THE CONCERNED PERSON AND OFFICE ADDRESS). Please be sure to include your email address, full name and postal address.

ADDITIONAL INFORMATION

No transmission of data over the internet is guaranteed to be completely secure. It may be possible for third parties not under the control of www.futuregroup.in / www.futureconsumer.in / www.koshoats.com to intercept or access transmissions or private communications unlawfully. While we strive to protect your Personal Information, neither www.futuregroup.in / www.futureconsumer.in / www.koshoats.com nor any of our service providers can ensure or warrant the security of any information you transmit to us over the internet. Any such transmission is done at your own risk.

Images are for representation purpose only. Actual product size and colours may differ from those shown. As per US FDA guideline 2010 – Oats are rich source of dietary fibre, beta-glucan.

LIMITATION ON LIABILITY

IN NO EVENT SHALL www.futuregroup.in, THE FUTURE GROUP & ITS GROUP COMPANY FUTURE CONSUMER LTD STORES OR ANY OF THEIR AFFILIATED ENTITIES OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, EVEN IF THESE ENTITIES HAVE BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION, UNDER CONTRACT, NEGLIGENCE OR ANY OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF THE INFORMATION, SERVICES, PRODUCTS AND MATERIALS AVAILABLE FROM THE SITE.

These limitations shall apply notwithstanding any failure of essential purpose or the existence of any limited remedy. Because some jurisdictions do not allow limitations on how long an implied warranty lasts, or the exclusion or limitation of liability for consequential or incidental damages, the above limitations may not apply to you.

TERMS OF USE

Please carefully read the following Terms of Use before using the www.futuregroup.in / www.futureconsumer.in / www.koshoats.com Web site (the "Site"). By accessing this Site, you agree to be bound by these Terms of Use. These Terms of Use may be updated from time to time. Accordingly, you should check the date of the Terms of Use (which appear at the end of this document) and review any changes since the last version. If at any time you do not agree to these Terms of Use, please do not use this Site.

COPYRIGHT

All content included in the Site, such as text, graphics, logos, button icons, images, audio clips and software, is the property ofwww.futuregroup.in / www.futureconsumer.in / www.koshoats.com or its content suppliers and protected by Indian copyright laws.

The compilation (meaning the collection, arrangement and assembly) of all content on the Site is the exclusive property ofwww.futuregroup.in / www.futureconsumer.in / www.koshoats.com and protected by Indian copyright laws.

All software used on the Site is the property of www.futuregroup.in / www.futureconsumer.in / www.koshoats.com or its software suppliers and protected by Indian copyright laws. Permission is granted to electronically copy and print hard copy portions of the Site for the sole purpose of placing an order on the Site or using the Site as a shopping resource. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance, of the content of the Site is strictly prohibited.

TRADEMARKS

All trademarks, logos, service marks and trade names are proprietary to www.futuregroup.in / www.futureconsumer.in / www.koshoats.com , Future Retail Limited or other respective owners that have granted the Site the right and license to use such intellectual property.

REGISTRATION, ACCOUNTS and PASSWORDS

If you register and create an account on the Site you agree to be responsible for: (i) maintaining the confidentiality of passwords or other account identifiers which you choose, and (ii) all activities that occur under such password or account identifiers.

You agree to notify www.futuregroup.in / www.futureconsumer.in / www.koshoats.com of: (i) any loss of your password or other account identifiers and (ii) any unauthorized use of your password or other account identifiers. www.futuregroup.in / www.futureconsumer.in / www.koshoats.com shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with, your failure to comply with this section of the Terms of Use.

DISCLAIMER

The information, services, products offered for sale and materials contained in and/or advertised on the Site, including, without limitation, text, graphics and links, are provided on an "As Is" basis with no warranty. TO THE MAXIMUM EXTENT PERMITTED BY LAW, FUTURE GROUP & ITS GROUP COMPANY FUTURE CONSUMER LTD AND ITS SUPPLIERS DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO SUCH INFORMATION, SERVICES, PRODUCTS AND MATERIALS, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE.

In addition, www.futuregroup.in /www.futureconsumer.in / www.koshoats.com and its suppliers do not represent or warrant that the information accessible via the Site is accurate, complete or current. We are not responsible for typographical errors. Price and availability information is subject to change without notice.

LINKS TO OTHER WEBSITES AND SERVICES

This Site may contain links to Web sites other than our own. www.futuregroup.in / www.futureconsumer.in / www.koshoats.com does not assume any responsibility for those sites and provides those links solely for the convenience of our visitors.

www.futuregroup.in / www.futureconsumer.in / www.koshoats.com does not control the content of these sites and takes no responsibility for their content, nor should it be implied that www.futuregroup.in / www.futureconsumer.in / www.koshoats.com endorses or otherwise recommends such sites or the products or services offered.

LIMITATION ON LIABILITY

IN NO EVENT SHALL FUTURE GROUP & ITS GROUP COMPANY FUTURE CONSUMER LTD OR ANY OF ITS AFFILIATED ENTITIES OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, EVEN IF FUTURE GROUP & ITS GROUP COMPANY FUTURE CONSUMER LTD HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION, UNDER CONTRACT, NEGLIGENCE OR ANY OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF THE INFORMATION, SERVICES, PRODUCTS AND MATERIALS AVAILABLE FROM THE SITE.

These limitations shall apply notwithstanding any failure of essential purpose or the existence of any limited remedy. Because some jurisdictions do not allow limitations on how long an implied warranty lasts, or the exclusion or limitation of liability for consequential or incidental damages, the above limitations may not apply to you.

APPLICABLE LAW

The laws of India will govern these Terms of Use without giving effect to any principles of conflict of law.

Kosh Recipe Contest:

These terms and conditions (“T&C”) are applicable for the Kosh Recipe contest, applicable from 8 November 2016 to 31 Dec 2016.

Consumers participating in this offer stand a chance to win Big Bazaar shopping vouchers. But this voucher can be redeemed only at an interval / frequency of Rs.1000 per month for 12 months from the date of issue of the card / booklet. This card can be a profit club booklet / card issued by Big Bazaar.

How to Participate in the Offer:

1. Visit the Kosh Oats facebook page.

2. Watch the webisode “Kosh presents Sid Sandy & Siyappa”

3. Create recipe made out of Kosh oats (at your home or any other personal premise)

4. Upload the recipe along with photo or video of recipe on:
      a. Kosh Oats facebook page
      b. Or upload on www.koshoats.com website

Other Terms:

Entry is open to all persons who are 18 years or above, are legal residents of India and are not legally ineligible to participate for any reason whatsoever.

The above Offer is sponsored by Future Consumer Ltd (“FUTURE CONSUMER LTD”)

The period of this Offer shall be from 8 November 2016 to 31 December 2016.

Employees, officers, directors of FUTURE CONSUMER LTD, and their immediate family members respectively, and advertising and promotion agencies, legal and financial advisors, subsidiaries and affiliate companies of FUTURE CONSUMER LTD and all other companies associated with this Offer shall also not be eligible to participate in the Offer. For purposes of this Offer, "immediate family members" means parents, spouses, children, siblings, in-laws and grandmothers whether residents of the same household or not.

Entries may only be submitted by one of the members. Participants of the contest may not submit entries for any person other than themselves, regardless of whether or not the participant has submitted his or her own entry. Entries not submitted in accordance with the instructions and these terms and conditions, shall not be considered for the Offer and FUTURE CONSUMER LTD shall bear no responsibility for any such entries.

Neither FUTURE CONSUMER LTD nor any of their respective parents, subsidiaries, affiliates and each of their respective officers, directors, shareholders, agents and employees, nor any agencies (collectively "Offer Entities") are responsible for incorrect or inaccurate entry of information, human error, technical malfunction, lost/delayed data transmission, lost/delayed/misdirected mail, omission, interruption, deletion, defect, line failure of any telephone or other network, computer equipment, software or any combination thereof, or for late, lost, damaged, misdirected, incorrect or incomplete entry.

For the purpose of this Offer, receipt of the entry by the Consumer shall be effectuated once the Consumer completes following the instructions for the upload of the picture, and the entered details are received by the agency of FUTURE CONSUMER LTD. Any entry information collected from the Offer shall be used only in a manner consistent with the consent given by the participating Consumers at the time of entry and with these terms and conditions. FUTURE CONSUMER LTD has contracted PHD Media, an independent third party as the Offer Administrator. The entry information is shared with the Offer Administrator for the sole purpose of the selection, notification, and the fulfillment of prizes.

FUTURE CONSUMER LTD may, in its sole discretion, disqualify any submissions, and prohibit further participation in this offer by, any person who tampers with or benefits from any tampering with the submission process or with the operation of this Offer or acts in violation of these Terms and Conditions, or acts in a disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person, or for any other purpose which, in FUTURE CONSUMER LTD’s assessment, hampers or disturbs the conduct of this offer.

FUTURE CONSUMER LTD reserves the right to extend or withdraw the offer at their discretion.

The Prize, is non-transferable and offered on a no-exchange basis.

This Offer cannot be clubbed with any other offer being run at present, or that would be run in the future by FUTURE CONSUMER LTD for Kosh, or any other brand of FUTURE CONSUMER LTD.

FUTURE CONSUMER LTD is liable to only bear the expense of the above mentioned award. Any other expense that may have been incurred by the consumer shall not be borne by FUTURE CONSUMER LTD in any manner.

FUTURE CONSUMER LTD will not enter into any correspondence, including email, with non-winning Participants.

All participants accept the conditions stated in these terms and conditions, agree to be bound by the decisions of FUTURE CONSUMER LTD, warrant that they are eligible to participate in this offer and release FUTURE CONSUMER LTD and its agencies from and against all claims and damages arising in connection with their participation and/or entry in the offer and/or awarding of or use of any prize awarded in this offer.

Any attempt to deliberately damage; or undermine the legitimate operation of the offer is a violation of criminal and civil laws and, should such an attempt be made, FUTURE CONSUMER LTD reserves the right to seek damages or other remedies from any such person(s) responsible for any such attempt to the fullest extent permitted by law.

Participants agree to indemnify and hold harmless FUTURE CONSUMER LTD and its agencies from and against any and all claims, losses, damages or liability (including reasonable attorneys' fees and expenses) that may be asserted against or incurred by any of them at any time, in connection with entry, or use thereof, or by respective participants' breaches of any agreement or warranty associated with the offer.

This Offer is governed by Indian law and is subject to all applicable state, and local laws.

If, in FUTURE CONSUMER LTD's opinion, there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Offer, or if technical difficulties compromise the integrity of the Offer, FUTURE CONSUMER LTD reserves the right to void suspect entries and/or terminate the Offer and award the prizes from among all eligible entries received as of the termination date.

The use of any automated launching or entry software or any other mechanical or electronic means that permits the participant to automatically enter repeatedly is prohibited.

In the event of a dispute as to the identity of a Participant, the entry in question may be disqualified subject to the FUTURE CONSUMER LTD's discretion.

Should the Offer be terminated prior to the stated expiration date, FUTURE CONSUMER LTD will endeavor to post notice of termination on the Kosh Website.

FUTURE CONSUMER LTD and its related companies and agencies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person's negligence) in connection with this Offer or the acceptance or use of any prize, except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law).

FUTURE CONSUMER LTD and/or its agent shall be licensed to evaluate all submissions for the purposes of this Offer, including verification and as specified in these terms and conditions.

FUTURE CONSUMER LTD reserves the right to change these terms and conditions without prior notice. A Participant shall be deemed to have notice of any such amendments or interpretations upon publication of the same on the Page and shall be deemed to have accepted such amendments or interpretations by virtue of his/her continued participation in this Offer.

Should a Participant not wish to continue to participate in this Offer pursuant to the prevailing Terms and Conditions as amended or interpreted, he/she may terminate participation in this Offer upon written notice to FUTURE CONSUMER LTD.

It is responsibility of the participants to inform FUTURE CONSUMER LTD of any change in the address of correspondence, for availing the Prize.

Apart from the entitlement to the above mentioned Prize, the winner will have no other rights or claim against FUTURE CONSUMER LTD.

FUTURE CONSUMER LTD shall not be liable for any failure to comply with its obligations caused by weather conditions, fire, flood, strike, hurricane, industrial dispute, war, hostilities, political unrest, riots, civil commotion, inevitable accidents, acts of God or any other circumstances amounting to Force Majeure.

Participation in this Offer is at the sole discretion of the Participant.

The data given by the participant i.e. Mobile Number, email Id and Name, will be used in strict confidence by FUTURE CONSUMER LTD & its other partners and these will not be passed to any other uninterested party. However, such details may be used by FUTURE CONSUMER LTD for contacting the consumer in the future, after this Offer, for promotions, surveys, offer communications, or such other reasons for any of the brands or Products marketed and / or sold by FUTURE CONSUMER LTD.

FUTURE CONSUMER LTD implements a variety of security measures to maintain the safety of the personal information entered, submitted, or accessed.

The decision of FUTURE CONSUMER LTD as to the interpretation of any Clause shall be final and binding on the user

This acceptance of the terms and conditions shall be deemed to have been given at Mumbai, Maharashtra, India and the courts in Mumbai alone will have exclusive jurisdiction to entertain any proceedings in any way relating to or concerning these terms and conditions or any rights, duties, obligations or liabilities arising there under to the exclusion of all other courts in India.

No entries shall be entertained after 31 December 2016. Entries received after 31 December 2016 shall be considered as invalid and shall stand rejected.

DELICIOUS OATS RECIPES, STRAIGHT TO YOUR PHONE!